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Birla Sun Life Privileged Account Services brings you a whole range of investment products, from which your portfolio manager puts together your optimal portfolio, one that fits your investment objective, time horizon and risk appetite.
Broadly, the portfolios can be categorised as: |
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| Growth Portfolio |
Here we concentrate on companies looking to grow by expanding in international markets, that is, their growth will mainly come from foreign markets. |
| Ideal if you want... |
Higher returns
at moderate volatility and risk |
| Minimum investment amount |
Rs 25 lacs per individual account (or such other amount as decided by the Portfolio Manager at its sole discretion in each individual case) |
| Investment Horizon |
Minimum two to three years |
| Approach |
Invest in stocks of companies that can deliver products and services as good as the best in the world and are looking at growing through exports |
| Key Benefits |
Reasonably higher growth in porfolio valuation
Invests in growth oriented companies
Effective minimization of the portfolio risk |
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| nCASH |
This is for investors who want to make the most of the market volatility by investing in good stocks whose valuation have been temporarily 'hammered' due to immediate circumstances. That is, the portfolio is built on the Contrary philosophy. |
| Ideal if you want... |
Higher returns
at moderate volatility and risk |
| Minimum investment amount |
Rs 25 lacs per individual (or such other amount as decided by the Portfolio Manager at its sole discretion in each individual case) |
| Investment Horizon |
At least one year |
| Approach |
Invest in stocks available at attractive valuations (hammered) due to various factors but belonging to inherently good companies |
| Key Benefits |
Strategically designed and diversified.
Maximize returns for you from these opportunities
Access to innovative multi asset portfolio |
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| Value Portfolio |
This product aims to offer the benefits of both value and growth investing. That is, it targets businesses priced less than they ought to be yet showing promise for high yields. It seeks to offer moderate to high capital appreciation and resonable income in the form of dividends. |
| Ideal if you want... |
Higher returns
at moderate volatility and risk |
| Minimum investment amount |
Rs. 25 lacs per individual account (or such other amount as decided by the Portfolio Manager at its sole discretion in each individual case) |
| Investment Horizon |
Minimum of one to three years |
| Approach |
Invest in stocks that are inexpensive in terms of valuation and yet offer high growth potential in terms of forword earnings |
| Key Benefits |
Strategically designed and diversified
Fairly high margin of safety of capital.
Access to innovative multi asset portfolio |
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| High Dividend Yield Portfolio |
As the name suggests, this product aims for high to moderate income from dividends and reasonable capital appreciation. Hence, it targets stocks (a) trading for significantly less then their peers and the market as a whole and (b) offering high dividend yields. |
| Ideal if you want... |
Moderate returns
at low volatility and risk |
| Minimum investment amount |
Rs 25 lacs per individual account (or such other amount as decided by the Portfolio Manager at its sole discretion in each individual case) |
| Investment Horizon |
Minimum of one to three years |
| Approach |
Invest in stocks of those companies which are inexpensive relative to the overall market, peers and historical standards
and possess high quality managements, accelerating earnings and healthy balance sheets
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| Key Benefits |
Invests in attractive dividend yield companies
Higher revenue stream in the form of dividends
Effective minimization of the portfolio risk. |
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| Custom |
Here the investor wants the portfolio to be perfectly tailored to his expectations and risk profile, and the Portfolio Manager has considerable flexibility. It is available only to the biggest investors. |
| Ideal if you want... |
A tailor-made portfolio to meet your particular needs and preferences |
| Minimum investment amount |
Rs 250 lacs per individual (or such other amount as decided by the Portfolio Manager at its sole discretion in each individual case) |
| Investment Horizon |
Minimum of one to three years |
| Approach |
Completely customised to investor's needs and orientations
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| Key Benefits |
Flexibility to tailor your portfolio to meet your specific investment preference
Total customization
Higher level of portfolio reviews |
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| Dynamic Fixed Income Portfolio |
This is an elite service for investors who would like to get optimal returns from a liquid portfolio consisting of fixed income securities.
Interest rate movement, credit spreads, rate trajectory, macro economic environment and the yield curve gradient are the key drivers for the decision making. Liquidity and quality of portfolio are the top most priority for creation of the portfolio.
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| Ideal if you want... |
A portfolio of fixed income securities
completely customised to meet your unique needs and preferences |
| Minimum investment amount |
Rs. 10 crores per account (or such other amount as decided by the Portfolio Manager at its sole discretion in each individual case) |
| Investment Horizon |
At least one year or till maturity of the security |
| Approach |
Completely customised to meet the balance of returns and risk that you want. Overall, superior returns through prudent portfolio structuring |
| Key Benefits |
Professionally managed by a dedicated manager to exactly meet your risk-return profile - the sort of proactive management your money deserves in a volatile environment
Ears to the ground
Absolute returns
Leverages group capabilities and size |
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