This privacy policy is applicable to the website www.birlasunlife.com. Birlasunlife.com is committed to protecting your privacy and working towards offering you a powerful, safe, online experience. To avail some of the services offered by Birlasunlife.com, you need to sign up by giving simple details that personally identify you. Birlasunlife.com needs this minimal information to operate the online services. Birlasunlife.com encourages you to update this information as and when there are any changes. When you do this through easily navigable clicks, you help us stay in touch with you always.

Birlasunlife.com does not collect personal information about individuals except when such individuals specifically provide such information on a voluntary basis. This can be in several ways including for example, through registration for contests, the registration process for subscription sites or services and in connection with content submissions, community postings (e.g., message boards), suggestions, and voting/polling activities. Personal information on individual users of birlasunlife.com will not be sold or otherwise transferred to unaffiliated third parties unless otherwise stated at the time of collection or without the approval of the user as the case may be.

Birlasunlife.com treats your personal information or your use of the Service as private and confidential and does not check, edit, or reveal it to any third parties except where it believes in good faith, such action is necessary to comply with the applicable legal and regulatory processes, or to protect and defend the rights of other users or to enforce the terms of service which are binding on all the users of Birlasunlife.com.

Except where specifically agreed or necessary for operational or regulatory reasons, Birlasunlife.com will not send you any unsolicited information. However, to help you to take full advantage of Birlasunlife.com, messages relating to the Birlasunlife.com products/services and/or changes, additions and improvements to the products/services offered may be sent to you.Further at such points of collection, the user will have the opportunity to indicate whether he or she would like to "opt out" of receiving promotional and/or marketing information about other products, services and offerings from birlasunlife.com and/or any third parties etc. If the user does not opt out, birlasunlife.com may use any email addresses of users to send occasional emails pertaining to the said information. The user can nevertheless unsubscribe from receipt of such emails by following instructions therein or by communicating accordingly to birlasunlife.com.

Birlasunlife.com may collect unnamed statistics, which does not personally identify you. birlasunlife.com reserves the right to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the site and to inform advertisers of such information as well as the number of users that have been exposed to or clicked on their advertising banners. birlasunlife.com will provide only aggregated data from these analyses to third parties.

Birlasunlife.com believes in promoting amity among users to promote collaboration and free exchange of ideas. Birlasunlife.com may provide specific services to users to post messages, e-mails, information, participate in chat sessions, news groups and other affinity group activities on the site and off the site. During such activities, you may provide your personal information beyond what has been given in your personal profile. Birlasunlife.com's Privacy Policy excludes information transmitted through these activities. While Birlasunlife.com encourages you to actively participate in such activities, it advises you to be careful in sharing your personal information and respect the privacy of its other users.

Also, users should be aware that birlasunlife.com may sometimes permit third parties to offer subscription and/or registration-based services through its site. birlasunlife.com is not responsible for any actions or policies of such third parties and users should check the applicable privacy policy of such party when providing personally identifiable information. Further, birlasunlife.com will not be responsible if the users do no get the benefits announced if any, by the third parties permitted to offer subscription and registration based services on its site.

Users are also made aware that certain information and data may be automatically collected through the standard operation of birlasunlife.com's internet servers or through the use of "cookies." "Cookies" is a term generally used for small text files a web site can use to recognize repeat users, facilitate the user's ongoing access to and use of the site, allow a site to track usage behavior and compile aggregate data that will allow content improvements and targeted advertising etc. Cookies themselves do not personally identify you, but they do identify your computer Generally, cookies work by assigning a unique number to the user computer that has no meaning outside the assigning site. Users are also being made aware that birlasunlife.com cannot control the use of cookies or the resulting information by advertisers or third parties hosting data for birlasunlife.com. If a user does not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to deny or accept the cookie feature; however, users should note that cookies may be necessary to provide the user with certain features (e.g., customized delivery of information) available from birlasunlife.com. . If you choose to be a registered user of birlasunlife.com, you must accept a cookie from birlasunlife.com

Birlasunlife.com notifies that the information you provide to Birlasunlife.com may be stored in a country other than where you reside.

Birlasunlife.com is not intended for use by children and minors. Parents are requested to ensure that personal information is not provided by minors on birlasunlife.com. However, this does not intend to prohibit information on minors and children being provided by the parents with respect to any product or service offered by birlasunlife.com or any other third party permitted to offer any product or service on its site, which are beneficial to or are designed for the benefit of children and minors.

Birlasunlife.com uses the help of Internet Protocol ("IP") addresses to diagnose any problems with its server and to administer the web site birlasunlife.com, including by blocking certain addresses that it feels are inappropriately using its website. IP addresses are used to gather broad demographics information, such as browser types, visitor's country, visiting frequency, operating systems, etc.

Birlasunlife.com reserves the right to change this policy at any time. If birlasunlife.com decides to change this policy, such changes will be posted on this page as soon as possible. Users may note that this Privacy Policy itself and any such change of policy will be may be effective from the date announced by birlasunlife.com and not from the date of posting on the site.

This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in favour of any user or viewer of birlasunlife.com or on behalf of any other party.

However, users and viewers are informed that by using the web site www.birlasunlife.com, they are deemed to have consented to the collection and use of information by birlasunlife.com as stated above.

Wealth Management section of the website www.birlasunlife.com is maintained by Birla Sun Life Distribution Co Ltd. services having its Principal Office at 1st Floor, Industry House, 159 Churchgate Reclamation Road, Mumbai 400 020, India, who can be reached by email at business.support@birlasunlife.com.