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   Birla Sun Life Insurance Critical Illness -   Woman Rider
 
 
  
   
Woman Is The Full Circle. Within her is the power to create , nurture and transform

Today you are creating your own benchmarks . Birla Sun Life Insurance salutes your spirit and achievements by initiating the "Birla Sun Life Insurance Critical Illness- Woman Rider ". It is exclusively designed keeping your needs and lifestyle in mind.

While your base plan offers you the important benefit of a life insurance cover , this rider could be one of the most valuable additional features of the plan.
   
 
Entry Age
 20 - 50 yrs.
  
Age at Maturity
 65 years of the Life Insured.
  
Maximum & Minimum Face Amount
 The minimum Face Amount is Rs. 50,000.
The maximum Face Amount permissible, will be equal to that of the base policy or Rs.10 lacs, whichever is lower.
  
Term/Duration of the Rider (years)
 10, 15, 20, 25, 30 years and to age 50, 55, 58, 60, 65.
  
Premium Payment Period*
 For the 10 yr. term - 10 pay.
For the 15 yr. term - 10 pay, 15 pay.
For the 20 yr. term - 10 pay, 15 pay, 20 pay.
For the 25 yr. term - 10 pay, 15 pay, 20 pay, 25 pay.
For the 30 yr. term - 10 pay, 15 pay, 20 pay, 25 pay, 30 pay
Till ages 50, 55, 58, 60, 65 years - Regular pays i.e. till maturity.
Till ages 60, 65 years - 10 pay, 15 pay, 20 pay, 25 pay. (The term of the Rider will not exceed that of the Base policy)
  
Premium Payment Mode
 Same as that of the Base Policy.
  
Addition /Deletion of Rider
 The rider coverage may be added to the base policy at any time subject to BSLI's then current administrative and underwriting rules. Once added this Rider Coverage cannot be deleted.
    
 
 
The detailed list of illnesses covered are as under:
Primary Illnesses
 The death of a portion of the heart muscle as a result of inadequate blood supply and being evidenced by all three of the following:
 
Heart Attack
Stroke
Cancer
Surgery to Coronary Arteries
Kidney Failure (End Stage Renal Disease)
Major Organ Transplantation
Aorta Graft Surgery
Heart Valve Surgery
Paraplegia
Blindness
Benign Brain Tumour
Motor Neurone Disease
Multiple Sclerosis
Coma
End Stage Liver Disease
End-stage Lung Disease
Aplastic Anaemia
     
 
Severe Rheumatoid Arthritis
Severe Systemic Lupus Erythematosis
  
 
Ectopic Pregnancy Surgery
Hydatiform Mole
Uterine Rupture
  
 
Down's Syndrome
Spina Bifida
Oesophagal Atresia and Tracheoesophagal Fistula
Anal Atresia (imperforate anus)
Cleft Palate
Club Feet
Tetralogy of Fallot
 
    
 
 
 
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Birla Sun Life Insurance Company Limited, 6th Floor, Vaman Centre, Makhwana Road, Off Andheri-Kurla Road,
Andheri (East), Mumbai 400059